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PRIME
Real Estate in the
United Arab Emirates
The Hijabi Realtor guides clients through the UAE’s evolving
off plan landscape with precision and local perspective.
LAVISH
MANSION ESTATES
Type
SINGLE & MULTI-FAMILY HOMES
Why Consider?
Private Grandeur
Description
UAE estates are a bespoke expression of legacy, featuring expansive grounds, custom interiors, and elevated finishes that cater to discerning tastes and multi-generational living.
SERENE
VILLAS
Type
SINGLE-FAMILY HOMES
Why Consider?
Private serenity meets architectural elegance
Description
Experience refined indoor-outdoor living with thoughtfully designed villas offering privacy, landscaped gardens, and sophisticated comfort in Dubai’s most desirable communities.
SKY HIGH
PENTHOUSES & APARTMENTS
Type
SINGLE-FAMILY HOMES
Why Consider?
Skyline living without compromise
Description
Positioned at the summit of architectural icons, Dubai penthouses offer incredible views and curated interiors that define Dubai’s pinnacle of luxury.
CLIENT REPRESENTATION
GCC NATIONALS
I understand that investing in off-plan properties can be a smart decision for those seeking long-term returns. Seeking handover dates between one year up to five? I'll ensure you make informed choices that align with your investment goals.
INTERNATIONAL CLIENTS
The Hijabi Realtor specializes in assisting clients who are looking to move to, or currently reside in, the UAE or plan to stay abroad. I help both men and women expand their property portfolios or find new residences that suit their needs. In addition, I offer property managementservices including buying, selling, and renting properties.
Today’s vision is translated into future value.
DISCOVER
PRIME DUBAI NEIGHBORHOODS
At The Hijabi Realtor, I take pride in bringing you comprehensive insights into Dubai's most prestigious neighborhoods. Each community offers a blend of luxury and lifestyle that caters to diverse preferences. Let me guide you to find incredible properties tailored to fit your dreams and aspirations right here in Dubai.
She is a highly honest and reputable Real Estate agent in UAE. I Purchased two properties with the support of Kanwal in the same day.
KSA
Mohamed, H.
Working with Kanwal has been a very good experience. I currently own a few properties in the US however I needed a partner with knowledge of areas with the highest return potential in Dubai. I look forward to purchasing my first property within the UAE.
USA
Leyla, Z.
...From start to finish, Kanwal exemplified professionalism, dedication, and expertise in the property market. Her deep knowledge of the local area and keen understanding of my needs made the entire process seamless and stree-free...
UAE
Hamza, K.
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What if I’m new to doing business in the Middle East?Kanwal bridges cultures. She understands the hesitations that come from unfamiliarity. Her approach is based on education, transparency, and respect. Whether you're buying your first Dubai home or expanding your real estate portfolio, you’ll feel guided and informed every step of the way.
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What languages does Kanwal speak?Kanwal is fluent in English and Urdu. She can work with interpreters for other languages when needed when serving clients who speak Arabic, French, Russian, and Mandarin via multilingual service partners.
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What sets The Hijabi Realtor apart?Trust, not theatrics. Kanwal brings knowledge of both the Dubai market and the local and global buyer mindset. She makes complex decisions feel manageable, offers ethical guidance, and ensures your investment matches your lifestyle and long-term goals.
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What's an example of documents I need to buy off-plan property?You’ll need a valid passport copy and email address. UAE residents may also need Emirates ID. Kanwal assists with preparing and submitting all required materials.
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What fees or costs should I expect?Typical upfront costs include the booking deposit, Dubai Land Department registration fee (~4 percent of purchase price), and an admin or Oqood fee from the developer. If using a mortgage, expect bank fees and valuation charges. No agency fees for off-plan purchase.
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Can I sell my off-plan unit before handover?Yes, this is called a property “assignment” or resale. Some developers allow this after a percentage of the payment has been made, usually 30–50 percent. Kanwal can help you understand resale eligibility and find buyers.
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What is the lifestyle like in Business Bay?Business Bay is central, urban, and vibrant. It attracts professionals, solo buyers, and couples who want proximity to Downtown without Downtown’s premium prices. It is ideal for investors looking for high rental yields due to office demand.
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What kind of buyer should consider Dubai Marina?Dubai Marina offers waterfront living with energy. Young professionals, high-income expats, and lifestyle investors love this area for its skyline views, nightlife, and walkability. It remains a high-demand rental zone.
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What makes Downtown Dubai special?This is Dubai’s cultural and luxury epicenter. The Burj Khalifa, Dubai Mall, and DIFC are steps away. Units here often command a premium, and handover in this zone reflects strong appreciation and resale value.
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What’s unique about Bluewaters Island?Bluewaters combines luxury resort living with exclusivity. Home to Ain Dubai and Caesars Palace, it is curated for affluent buyers who prioritize privacy, views, and high-end retail access.
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What's appealing about Dubai Creek Harbour ?It’s one of Dubai’s fastest growing master developments. With its own skyline, marina, and new cultural districts, Creek Harbour is positioned to become a second Downtown. Properties here offer strong capital appreciation as the area matures.
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What other areas are worth considering?Dubai Hills Estate blends green spaces with modern villas. Mohammed Bin Rashid (MBR) City is emerging as a luxury hot zone with access to Downtown and Meydan. Each of these zones offers off-plan inventory with different price points and community styles. Contact me today to discuss the myriad of other locations.
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Can I get a mortgage for an off-plan property in Dubai?Yes. UAE residents and non-residents are eligible for mortgages through banks and finance companies. Typically, you can finance the final payment portion due at handover. The earlier payments are made directly to the developer.
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What’s the typical down payment and structure?Most off-plan properties require a 10–20 percent booking deposit, followed by installment payments across the build timeline. Final payment is made at or after handover. Some developers offer post-handover payment plans stretching up to 3 years.
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Is Islamic financing available?Yes. Sharia-compliant options are widely available through major banks. Kanwal can connect you with brokers who specialize in Islamic mortgage structures, including Ijara and Murabaha models.
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Is there a difference for GCC nationals versus foreign buyers?GCC citizens often have streamlined processes, lower minimum deposits, and wider financing access. International buyers still enjoy strong support and legal ownership in freehold areas but should be prepared with required documents, including proof of income and passport copies.
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What is an off-plan property?An off-plan property is a unit that is purchased before construction is complete. Buyers can choose from upcoming buildings, often at lower prices with attractive payment plans and higher projected returns.
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Why should I consider buying off-plan instead of ready property?Off-plan offers several advantages: flexible payment terms, capital appreciation before handover, newer finishes, and strategic locations. It is ideal for buyers who want strong investment upside or more affordability in premium areas.
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What are the risks of buying off-plan?Every real estate purchase carries risk, but off-plan properties in Dubai are heavily regulated. Developers must be registered with the Dubai Land Department. Escrow protections, project milestone audits, and strict RERA oversight ensure your investment is safeguarded. Kanwal only recommends developers with proven track records and future growth returns.
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What is the presale and handover timeline?Most off-plan projects offer 1 to 5 year timelines. You reserve a unit during launch or early release, pay in installments tied to construction, and receive your keys upon handover. Handover often comes with a final payment (called the post-handover plan) and access to mortgage support if needed.
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Do I need to be in Dubai to buy off-plan property?No. The entire process can be handled remotely. Kanwal supports international clients by coordinating virtual tours, document handling, and developer communication. All contracts and funds go through official, secure channels regulated by the Dubai government.
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Is The Hijabi Realtor only for women or Muslim clients?Not at all. Kanwal works with clients from every background and belief system, including men and women from the UAE, GCC, Europe, Africa, Asia, and North/South America. Her role is to simplify complex decisions, act as a market expert, and help you invest with confidence in Dubai’s evolving property landscape.
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Does wearing a hijab affect how Kanwal interacts with clients?Only in one way: her integrity stands out. Kanwal’s modesty is part of her identity, not a limitation. Her professionalism is grounded in transparency, high service standards, and an inclusive mindset. Her clients include high-net-worth individuals, first-time buyers, and cross-border investors who want someone they can trust.
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Can non-muslim male clients work with her?Yes. Kanwal regularly shares her expertise with all clients from across the globe. She communicates professionally, respects cultural expectations, and focuses on delivering results, not pretense.
FREQUENT INQUIRIES
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